Hi, I´m Jhonathan

I’m a Data Scientist and Business Executive Leader. I focus on the succesfull application of Data Analytics, Data Science, and AI tools to industry,  particularly banks and financial services, trade and export, education and healthcare.

I´m active in areas of  credit portfolio management,  data analytics business intelligence,  and data science applications. Helping business management suites and leaders since 2010 in the companies I’ve worked for and for my clients.

For the past 14 years of work experiences, I evolved to managing business operations and functions in banking institutions, in a life journey taking me to live and work in cities such as Houston, Beijing, Mexico City, and New York City.

Today, I lead Xabios Data Solutions -a boutique data analytics and data sciences deployment and consulting company based in New York City,  that solves non-complex and complex business data problems for business leaders. I help leaders in their functions understand data science and analytics applications, work with their datasets to derive business intelligence, and deploy the power of data science and AI prescriptive and predictive power.

My business experiences include being a senior banking risk officer, and an international data management and review executive business management consultant.  I’ve led multi-specialty teams executing programs nationally and globally at the institutions I’ve worked for and today share those experiences to help people. 

I hold a B.B.A., in International Business & Finance from the University of Houston-Downtown and an M.B.A. from Tulane University, graduating with honors.

I hold certifications in Data Science from Flat Iron School for Data Sciences in New York City, Data Analytics from the General Assembly of New York City and Credit Risk Management by Moody’s Omega Performance


University of Houston-Downtown, Houston, TX

Bachelor of Business Administration, May 2009
Graduated with honors ‘Leadership Excellence and Development Award’

Tulane University, A. B. Freeman School of Business, New Orleans LA

Master of Business Administration, May 2016
Graduated with honors: Dean’s Service Leadership Award

Data Scientist, New York City School of Data Sciences Flat Iron School. est. Dec 2022

Certified Data Analytics, General Assembly of New York, Oct 2019

Certified Credit Analyst, Moody’s Omega Performance, 2013


Rockwell Scholar, University of Houston-Downtown 2004-2007 

La Madrid Cain Scholar, University of Houston-Downtown – 2003-2009 

Leadership Excellence and Development Award, University of Houston-Downtown 2007 

Anderson Network Leadership Acknowledgement, MD Anderson 2014 

Light of Courage Award, Candle lighters Foundation, 2012 

Jefferson’s Cup, Dean’s Service Award, 2016 

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