Jhonathan David H.S is an international business, banking, credit risk, portfolio management, and data analytics leader with more than 15 years of experience across financial services and complex business environments. His expertise spans commercial and corporate banking, international finance, credit risk, portfolio management, business strategy, data analytics, operational transformation, and executive decision making.

Throughout his career, Jhonathan has led and collaborated with global, cross-functional teams across risk, finance, operations, technology, audit, and regulatory functions. He has managed and reviewed complex finance portfolios, led underwriting and risk-management initiatives, designed governance and analytical frameworks, supported regulatory remediation, and developed data-driven solutions to improve performance, efficiency, and decision-making. His experience allows him to bridge the disciplines of finance, strategy, risk, data, and technology in a way that is practical, commercially focused, and results-oriented.

Jhonathan’s professional foundation is deeply rooted in banking and financial services, where he has worked with leading national and global organizations including BBVA, Citi, Standard Chartered Bank, U.S. Bank, Provident Bank, Grant Thornton, and Genpact. He has managed and advised on portfolios ranging from hundreds of millions to tens of billions of dollars and has contributed to initiatives across the United States, Latin America, and global banking operations.

Beyond banking, Jhonathan applies the same principles of strategic thinking, financial discipline, risk management, data analytics, and operational improvement to help businesses and leadership teams make better decisions. His expertise is relevant to organizations seeking to strengthen financial performance, improve governance, understand risk, leverage data more effectively, design scalable processes, or navigate complex strategic and operational challenges. He works at the intersection of business and technology, helping leaders translate data and complexity into practical actions and measurable outcomes.