SPEAKER
Jhonathan is a guest speaker for corporations, financial institutions, professional organizations, and universities, where he shares insights drawn from his experience in banking, business, strategy, and leadership. His speaking engagements focus on real-world perspectives, and practical real-world applications
BUSINESS GROWTH, ANALYTICS & DATA SCIENCE
Data science can be a powerful driver of business growth, but many organizations struggle to translate data into measurable results. Jhonathan explores how leaders can apply data science across the enterprise, business divisions, and individual business units using a practical, business-focused roadmap.
Drawing on real-world experience, he demonstrates how organizations can better leverage existing data, identify new data opportunities, and apply analytics, data management, and data science practices to improve decision-making, uncover growth opportunities, increase efficiency, and drive revenue
CREDIT RISK & PORTFOLIO MANAGEMENT REAL WORLD APPLICATIONS
Credit has been fundamental to commerce and economic development for thousands of years, with some of the earliest documented lending and debt agreements dating back more than 4,000 years to ancient Sumer and Mesopotamia. Today, credit remains one of the most important mechanisms connecting capital, businesses, institutions, and economic growth.
Drawing on real-world banking and financial-services experience, I teach Credit Risk and Portfolio Management from an applied perspective—connecting credit origination, portfolio strategy, data set risk segmentation classification systems, risk rating systems, lending systems, data and analytics, the credit operating cycle, underwriting, portfolio structures, risk governance, and regulatory compliance. The discussion also looks ahead to the future of credit, exploring how data, advanced analytics, artificial intelligence, and evolving technology are creating new possibilities for how institutions originate, manage, monitor, and transform credit portfolios.
DATA MANAGEMENT IN A BUSINESS CONTEXT DATA LIFE CYCLE & VALUE FOR BUSINESS
How do banks and financial institutions turn enterprise data management and transformation into measurable business value? Drawing on real-world experience, Jhonathan explores the data lifecycle from governance and quality to analytics, reporting, and decision-making, using practical scenarios from financial services that can be applied across industries.
The discussion focuses on how organizations can build stronger data foundations, improve data-driven decision-making, enable transformation, and create lasting business value from their data.
FINANCIAL EDUCATION & STRATEGIC DECISION-MAKING
Strong financial decisions begin with understanding how money, risk, credit, and markets work in the real world. Drawing on 15 years of banking experience, including senior responsibility for managing and evaluating complex credit portfolios, Jhonathan brings an institutional perspective to financial education.
Combining his experience as a banker, portfolio manager, data scientist, and MBA in Banking and Global Finance, he translates complex financial concepts into practical insights that individuals, professionals, and business leaders can apply to make better decisions. Topics include credit and debt, financial risk, investing and capital allocation, banking, portfolio management, financial data, and the role of analytics in making more informed financial decisions.
RESILIENCE
“FROM -30 to a 100”
From a wheelchair to bodybuilding. From Latin America to the United States. From Houston and New Orleans to Beijing and ultimately New York City—each transition representing another chapter of reinvention that led to an international career in banking and consulting.
Jhonathan shares a deeply personal journey shaped by near-death experiences, transplantation, professional transformation, and perseverance. More than a story of overcoming adversity, this talk explores how individuals can rebuild after major setbacks, adapt to uncertainty, redefine what is possible, and continue moving forward with purpose.
Audiences gain practical lessons on developing resilience under pressure, navigating personal and professional transitions, rebuilding confidence after disruption, embracing change, and transforming difficult experiences into greater perspective, leadership, and personal growth.
Through honest reflection and real-life lessons, Jhonathan challenges professionals to recognize that resilience is not simply about surviving adversity—it is about using adversity as a catalyst to rebuild, evolve, and create the next chapter.
